A home is one of the biggest purchases in your life. You need everything to go according to plan, which is why it's important to work with an experienced mortgage loan officer. While buying a new home can be stressful, the end result comes with plenty of exciting rewards.

Bill Payne | First Home Mortgage will answer any questions you have before beginning the home buying process. It's important to understand all the benefits of home ownership, including:

Building wealth when you stay in a home long-term. Your house should increase in value and provide a significant return on your investment.

Building equity as you continue to make payments. You can access the equity for refinancing or to use for renovations.

Enjoying tax deductions and benefits based on the amount of mortgage interest and property tax you pay.

Strengthening your credit history by making your loan payments on time.

Creating the home you want by customizing it however you'd like.

Start enjoying all the benefits of owning a home by contacting a mortgage company in Mount Pleasant, SC today.

Get help through every step of purchasing a home

The loan process begins with an initial consultation with Bill Payne | First Home Mortgage. He'll help you outline your goals and assess your financial situation. The mortgage process involves:

Pre-qualification to determine how much you can afford

Making an offer and conducting negotiations toward a final sale price

Starting the formal application process, including an appraisal and selecting insurance

Strengthening your credit history by making your loan payments on time.

Attending the closing to pay all fees and complete the sale

Making your first payment to the mortgage company

Call 843-532-1392 now to speak with a mortgage loan officer in Mount Pleasant, South Carolina.